IF YOU BELIEVE IN ALLAH THIS POWERFUL DEBT DUA WILL HELP..
I feel obligated to mention that part of the reason so many people are carrying so much debt is our addiction to the material lifestyle. We are bombarded with messages and advertisements telling us we need to buy this and own that. It gets to the point where we measure our status in life (and that of others) by what we own, or worse, by how much we spend. If we spend a huge sum of money on a lavish wedding, then we are “honored” in society. If not, we feel shamed. Since our incomes do not match our desires, we go into debt.
The Prophet Muhammed (saw) lived a simple life....
This thinking and lifestyle is completely contrary to what Islam teaches us, and to the example set by the Prophet Muhammad (pbuh) and the Sahabah (may Allah be pleased with them all). Even when they became rulers of the world, they continued to live simple and humble lifestyles, because they understood what really matters in life.
So the first step for us is to readjust our priorities, and to realize that what matters is our relationship with Allah. Beyond that, the important things in life are our family relationships – loving our spouses and children and spending time with them, worshiping with them, supporting them. Then our friendships, and doing some good in the world, creating something meaningful, and being an agent of compassion in the lives of those around you.
Dua Against Debt
اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَأَعُوذُ بِكَ مِنَ الْبُخْلِ وَالْجُبْنِ وَأَعُوذُ بِكَ مِنَ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
Allahumma inni ‘auzu bika min alhamma wal ‘huzn, wal ‘ajzi wal kasali wal bukhli wal jubn, wa dhala’iddini wa ‘galabatir rajaal.”
"O Allah I seek refuge in You from worry and grief, I seek refuge in You from hopelessness and laziness, I seek refuge in You from miserliness and cowardice and I seek refuge in You from overwhelming debt and from the force of men".
The person stated that he recited this dua and Allah removed all his worries and debts.